Government Shutdown Mortgage Forbearance Available

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 · The partial federal government shutdown is complicating the already complicated process of getting and managing a mortgage. For one thing,

The partial federal government shutdown is complicating the already complicated process of getting and managing a mortgage. For one thing, the political storm is like severe weather at a major airport: You can expect minor delays or worse.

The federal government. mortgage industry to “make every effort to communicate with and assist affected borrowers to the greatest extent possible,” in at least the following ways: Extending special.

If you qualify for forbearance, you and your mortgage company will discuss the forbearance terms: length of forbearance period, reduced payment amount (if the payment is not suspended), and; the terms of repayment. After the forbearance period has ended, you will need to repay the amount that was reduced or suspended.

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Statements relevant to assistance to individuals affected by a government shutdown. directly impacted by the shutdown, a loan is not rendered ineligible for purchase or securitization. including forbearance, currently available in the Guide to assist impacted Borrowers.

 · The solution may be a repayment plan called a forbearance agreement available to anyone with a mortgage owned by Freddie Mac or Fannie Mae or insured by FHA. A mortgage forbearance enables you to either postpone or stop making your default payments for a short period of time until your financial situation improves, or allows you to get caught up over a few months by.

The service is available for 90 days; for the shutdown ending Jan. 25, 2019, the service will be available through April 25. Equifax is also providing educational information and answers to frequently asked questions regarding the federal government partial shutdown.

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The partial federal government shutdown is complicating the already complicated process of getting and managing a mortgage. For one thing, the political storm is like severe weather at a major airport: You can expect minor delays or worse.

As the government shutdown grinds into its third week, more than 800,000 federal employees and 4.1 million federal contractors are caught in the crosshairs. Federal workers will go without.